I am officially debt free, however it took 4 years to get a degree plus accrue a bunch of debt. It took me less than three years to spend our money off all our student loans. I am so relieved to have no debt. It is great not worrying about making biweekly payments plus freaking out over interests rates. I have just paid everything off, so right now I am poor, unfortunately our Heating plus Air Conditioning device has the worst timing in the world, but my central Heating plus Air Conditioning unit is no longer functional. I tried getting a Heating plus Air Conditioning service plus the Heating plus Air Conditioning professional has called it, however he says that the gas furnace plus A/C plan will not task anymore. I need to rip out the old 1 plus get a new plan installed; The guy suggested for me to go with a ductless Heating plus Air Conditioning option. Unfortunately, that means I need to get the air duct removed in our home, buy a ductless plan plus get thermostats for each room of the house. The cost of this Heating plus Air Conditioning technology is quite high. I don’t have the currency for it right now. The Heating plus Air Conditioning supplier is trying to get me in a payment program, and you can get the plan plus then spend our money it off slowly love student loans. The financing plan sounds horrible to me. I literally have just finished paying off our debt. I don’t want to accrue more debt again. The bill will be big too. It might even take me a year. I guess I would rather get by with area furnaces plus a portable undefined before doing a payment program.